Cynthia Casey v. Orange County’s Credit Union

Welcome to the Cynthia Casey v. Orange County’s Credit Union website

This website is designed to, among other things, provide you with information about this case and answer frequently asked questions.

If you had a checking account with Orange County’s Credit Union (“OCCU”) and you were charged an overdraft or courtesy pay fee between June 18, 2009 and January 13, 2015, and at the time you were charged the fee you had a positive actual balance in your account sufficient to cover the transaction that resulted in the fee, then you may be entitled to a payment from a class action.

SUMMARY OF YOUR OPTIONS AND THE LEGAL EFFECT OF EACH OPTION
APPROVE THE SETTLEMENT AND RECEIVE A PAYMENT; YOU NEED NOT DO ANYTHING	Unless you exclude yourself from the settlement (see the next paragraph), then you will receive a check or a credit to your checking account (depending on whether you are still a member of OCCU).
EXCLUDE YOURSELF FROM THE SETTLEMENT; RECEIVE NO PAYMENT BUT RELEASE NO CLAIMS	You can choose to exclude yourself from the settlement or “opt out.” This means you keep your individual claims against OCCU, but you will not receive a payment. To recover against OCCU, you will have to file a separate lawsuit or claim.
OBJECT TO THE SETTLEMENT	You can file an objection with the Court explaining why you believe the Court should reject the settlement. If your objection is overruled by the Court, you will receive a payment and you will not be able to sue the OCCU for the claims asserted in this litigation. If the Court agrees with your objection, then the settlement may not be approved.